Paypal and Money orders only. Contact is required within 24 HOURS of auction close.Payment MUST BE RECIEVED WITHIN 7 days..Insurance is optional but If no insurance, we can't be responsible for lost or damaged items.We do our best to provide you with accurate information Please email with any questions before you bid. Our home is non smoking  however,we buy most of my items at estate sales therefore we cannot know if they come from homes where there are pets or smoking.